Consulting

We provide consultancy services to FI’s in all areas of the credit cycle. Our consultants have many years experience in both banking and consultancy and we are able to draw on the experience of former Bank CEO's, Credit Directors, Collection Directors, etc., who are now consulting.

Some of the areas in which we consult are listed below but we are able to offer advice in all fields of consumer banking.

1. Business Health Check- Diagnostic analysis of performance trends within the business, highlighting areas of strength and concern.

2. New Business Review - reviewing the new business process from a pricing, risk and operational standpoint.

3. Account Maintenance Review - reviewing the management of existing customers and the optimization of the account relationship through marketing, limit maintenance and customer service from a risk and operational standpoint.

4. Collections Review – Collections has a pivotal position in both risk management and customer service.

5. Product Profitability - analysis of the costs and revenue of the bank allowing for the development of a model which applies profitability at the portfolio, sub-segment or individual account level.

6. Mergers and Acquisitions - assessment of portfolio quality and value.